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Two Types of Medicare Plans You Should Know About
Medicare Advantage Plan (Essence)
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. Medicare pays these companies to cover your Medicare
benefits.
If you join a Medicare Advantage Plan, the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage. Medicare Advantage plans are required to offer the same Medicare coverage as the original Medicare program.
Medicare Supplement Plans (aka “Medigap”)
A Medicare Supplement Insurance (Medigap) policy helps pay some of the health care costs that Original Medicare doesn’t cover, like:
- Copayments
- Coinsurance
- Deductibles
Medigap policies are sold by private companies. A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits.
It’s important to speak to a licensed agent who can properly explain to you the various eligibility options you are entitled to and may qualify for.
Why Choose PolicyZip?
We understand the St. Louis Medicare market because it’s our back yard. We’ll happily answer any question health insurance question you have without feeling like your obligated to purchase. Changing and choosing your Medicare plan is not an easy task to do on your own. Our team is here to help educate you so YOU can make an educated decision. Give us a call at 555-555-5555.