PolicyZip.com is a private, for-profit company owned by RedLeg 1, LLC. The information on this site is for informational purposes only and is not to be used as a substitute for advice from a licensed professional.
Website Terms and Conditions of Use
2. Use License
To the best of its knowledge, PolicyZip owns or has the right to use all of the data, materials, software information, trademarks, service marks, text, images or other content contained on the Website (the “Content”). In connection with using the Website, we grant to you a revocable, non-exclusive, non-transferable, non-sublicensable, limited license to access the Website and its Content. This license further gives you permission to temporarily download one copy of the Content on the Website for personal, non-commercial transitory viewing only. This license grant is not a transfer of title, and under this license you may not, except as expressly stated above:
modify or copy the Content;
use the Content for any commercial purpose, or for any public display (commercial or non-commercial);
attempt to decompile or reverse engineer any of the Content (including software) contained on the Website;
remove any copyright or other proprietary notations from the Content; or
transfer the Content to another person or “mirror” the Content on any other server.
This license shall automatically terminate if you violate any of these restrictions and may be terminated by PolicyZip at any time in its sole discretion. Upon terminating your viewing of the Content or upon the termination of this license, you must destroy any downloaded Content in your possession whether in electronic or printed format.
THE CONTENT ON THE PolicyZip WEBSITE, INCLUDING BUT NOT LIMITED TO ANY INFORMATION OR ADVICE THAT MAY BE GIVEN, IS PROVIDED “AS IS,” AND ALL USE OF THE WEBSITE OR ITS CONTENT IS AT YOUR OWN RISK. POLICYZIP MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. POLICYZIP DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE CONTENT ON THE WEBSITE OR OTHERWISE RELATING TO SUCH CONTENT OR ANY CONTENT ON ANY THIRD PARTY SITES LINKED TO THIS WEBSITE. YOUR RELIANCE ON THE ACCURACY OF ANY CONTENT ON THE WEBSITE TO MAKE ANY PERSON, FINANCIAL OR OTHER DECISIONS IS AT YOUR OWN RISK. WITHOUT LIMITING THE FOREGOING, YOU ACKNOWLEDGE THAT POLICYZIP DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE ACCESSIBLE WITHOUT INTERRUPTION OR THAT THE WEBSITE OR THE SERVER THAT MAKES THE WEBSITE AVAILABLE ARE FREE FROM ERRORS, DEFECTS, DESIGN FLAWS, OMISSIONS, VIRUSES, OR OTHER HARMFUL COMPONENTS.
STATEMENTS FROM THIRD-PARTY SITES MAY CONTAIN OPINIONS, VIEWPOINTS, ADVICE, OFFERS, OR OTHER THIRD-PARTY CONTENT. RELIANCE ON ALL SUCH THIRD-PARTY CONTENT IS AT YOUR OWN RISK AND SHOULD NOT NECESSARILY BE RELIED UPON. SUCH THIRD PARTY SITES ARE SOLELY RESPONSIBLE FOR SUCH CONTENT. POLICYZIP DOES NOT: (I) GUARANTEE THE ACCURACY, LEGITIMACY, COMPLETENESS, OR USEFULNESS OF ANY THIRD-PARTY CONTENT ON A THIRD PARTY SITE, OR (II) ADOPT, ENDORSE, OR ACCEPT RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY THIRD-PARTY OPINION, ADVICE, OR STATEMENT FROM A THIRD PARTY SITE. UNDER NO CIRCUMSTANCES WILL POLICYZIP BE RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGES RESULTING FROM YOUR RELIANCE ON THIRD-PARTY STATEMENTS OR OTHER CONTENT ACCESSIBLE BY A LINK ON THE WEBSITE.
4. LIMITATION OF LIABILITY
IN NO EVENT SHALL POLICYZIP OR ITS SUPPLIERS OR AFFILIATES BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION,) ARISING OUT OF OR ANY WAY CONNECTED WITH THE USE OR INABILITY TO USE THE POLICYZIP WEBSITE, THE CONTENT ON THEPOLICYZIP WEBSITE, OR ANY HYPERLINKED THIRD PARTY SITE, EVEN IF POLICYZIP OR AN POLICYZIP AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THESE LIMITATIONS MAY NOT APPLY TO YOU.
5. Revisions and Errata
The Content appearing on the PolicyZip Website could include technical, typographical, or photographic errors. PolicyZip does not warrant that any of the Content is accurate, complete, or current. PolicyZip may make changes to the Content at any time without notice to you. PolicyZip does not, however, make any commitment to update the Content.
6. Third Party Site Links
PolicyZip has not reviewed all of the websites linked to the PolicyZip Website and is not responsible for the contents of any such linked site. Links to other websites or Internet locations controlled, owned, and operated by third parties (“third party sites”) from the Website have been provided for your convenience. The inclusion of any link to a third party site does not imply endorsement, sponsorship or approval by PolicyZip of the third party site. PolicyZip has no control for the content or accuracy of the content of any such third party site or location. Your use of any such linked third party site is at your own risk.
PolicyZip reserves the right to revise this Agreement, including the Terms and Conditions of Use, at any time without notice to you in its sole discretion. By using the Website you are agreeing to be bound by the then current version of the Agreement, including the Terms and Conditions of Use. Accordingly, we encourage you to visit this section of the Website regularly to remain informed of any changes.
8. Governing Law
Any claim relating to PolicyZip or the PolicyZip Website shall be governed by the laws of the State of Missouri without regard to its conflict of law provisions.
PolicyZip uses legal U.S. trademarks to identify and describe Medicare and other insurance products for those seeking information or shopping. We make no claim to the marks whatsoever. All trademarks remain the property of their owner and are used by PolicyZip only to review, editorialize and describe the products and services offered by a trademark holder.
The use of third party trademarks on this site in no way indicates any relationship, connection, association, sponsorship, or affiliation between PolicyZip and the trademark holder. PolicyZip is a comparison and research website that does not offer Medicare insurance products.
PolicyZip uses brand names and logos for editorial purposes only, as permitted and governed by U.S. Trademark Fair Use Law. Specifically, nominative fair use permits PolicyZip to reference a mark to identify the actual goods and services that the trademark holder identifies with the mark. The nominative use doctrine, as enunciated by the United States Ninth Circuit (see New Kids on the Block v. News America Publishing, Inc., 971 F.2d 302, 306), protects our legal right to editorialize about brands and products, including the written use of an established mark to describe a product. We further understand that the fair use of a trademark may be protected under copyright laws depending on the complexity or creativity of the mark as a design logo. We base our appropriate use of marks using the three-part test for nominative fair use established by the United States Ninth Circuit. We pay particular attention to removing confusion through prominent disclosure (see Architectural Mailboxes, LLC v. Epoch Design, LLC, 99 U.S.P.Q. 2d 1799).
10. Entire Agreement
This Agreement constitutes the entire agreement between you and PolicyZip regarding the Website, and supersedes and replaces any prior agreements/communications between you and PolicyZip. If any portion of this Agreement is declared or held unlawful, invalid, or unenforceable, then such portion of the Agreement will be deemed severed and will not affect the validity or enforceability of the remainder of the Agreement.