PolicyZip.com is a private, for-profit company owned by PolicyZip LLC, a licensed insurance agency. The information on this site is for informational purposes only and is not to be used as a substitute for advice from a licensed professional.

PolicyZip is a website owned and operated by PolicyZip LLC (“PolicyZip,” “we” or “us”). PolicyZip is a private, for-profit website and PolicyZip is a private, for-profit company. These terms and conditions (the “Terms and Conditions of Use”), together with the Privacy Policy, (collectively, the “Agreement”), set forth the terms and conditions governing your use of www.PolicyZip (the “Website”). The terms “you” or “your” as used in these Terms and Conditions of Use each refers to you as the user of the Website.

In accordance with your use of the Website, please note that we (i) may present advertiser offers and programs as an affiliate, and earn a commission on sales generated from this Website and (ii) may refer you to or provide personal information you submit to us to third party advertisers or partners in connection with this Website. We are not responsible or liable for what our advertisers or partners do with your personal information if you submit it to them. For more on how we respect your privacy, view our Privacy Policy.

Website Terms and Conditions of Use

1. Terms

By using, navigating or accessing this Website, including any services provided to you on, from, or through the Website, you are agreeing to be bound by these Terms and Conditions of Use, the Website Privacy Policy, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. Please read these Terms and Conditions of Use and the Website Privacy Policy carefully before using the Website. If you do not agree with all of the terms and conditions contained in this Agreement, including the Privacy Policy, you are prohibited from using, navigating or accessing this Website. The materials contained in this Website are protected by applicable copyright and trademark law.

2. Use License

To the best of its knowledge, PolicyZip owns or has the right to use all of the data, materials, software information, trademarks, service marks, text, images or other content contained on the Website (the “Content”). In connection with using the Website, we grant to you a revocable, non-exclusive, non-transferable, non-sublicensable, limited license to access the Website and its Content. This license further gives you permission to temporarily download one copy of the Content on the Website for personal, non-commercial transitory viewing only. This license grant is not a transfer of title, and under this license you may not, except as expressly stated above:

modify or copy the Content;

use the Content for any commercial purpose, or for any public display (commercial or non-commercial);

attempt to decompile or reverse engineer any of the Content (including software) contained on the Website;

remove any copyright or other proprietary notations from the Content; or

transfer the Content to another person or “mirror” the Content on any other server.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by PolicyZip at any time in its sole discretion. Upon terminating your viewing of the Content or upon the termination of this license, you must destroy any downloaded Content in your possession whether in electronic or printed format.

3. DISCLAIMER

THE CONTENT ON THE PolicyZip WEBSITE, INCLUDING BUT NOT LIMITED TO ANY INFORMATION OR ADVICE THAT MAY BE GIVEN, IS PROVIDED “AS IS,” AND ALL USE OF THE WEBSITE OR ITS CONTENT IS AT YOUR OWN RISK. POLICYZIP MAKES NO WARRANTIES, EXPRESSED OR IMPLIED, AND HEREBY DISCLAIMS AND NEGATES ALL OTHER WARRANTIES, INCLUDING WITHOUT LIMITATION, IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY OR OTHER VIOLATION OF RIGHTS. POLICYZIP DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS CONCERNING THE ACCURACY, LIKELY RESULTS, OR RELIABILITY OF THE USE OF THE CONTENT ON THE WEBSITE OR OTHERWISE RELATING TO SUCH CONTENT OR ANY CONTENT ON ANY THIRD PARTY SITES LINKED TO THIS WEBSITE. YOUR RELIANCE ON THE ACCURACY OF ANY CONTENT ON THE WEBSITE TO MAKE ANY PERSON, FINANCIAL OR OTHER DECISIONS IS AT YOUR OWN RISK. WITHOUT LIMITING THE FOREGOING, YOU ACKNOWLEDGE THAT POLICYZIP DOES NOT REPRESENT OR WARRANT THAT THE WEBSITE WILL BE ACCESSIBLE WITHOUT INTERRUPTION OR THAT THE WEBSITE OR THE SERVER THAT MAKES THE WEBSITE AVAILABLE ARE FREE FROM ERRORS, DEFECTS, DESIGN FLAWS, OMISSIONS, VIRUSES, OR OTHER HARMFUL COMPONENTS.

STATEMENTS FROM THIRD-PARTY SITES MAY CONTAIN OPINIONS, VIEWPOINTS, ADVICE, OFFERS, OR OTHER THIRD-PARTY CONTENT. RELIANCE ON ALL SUCH THIRD-PARTY CONTENT IS AT YOUR OWN RISK AND SHOULD NOT NECESSARILY BE RELIED UPON. SUCH THIRD PARTY SITES ARE SOLELY RESPONSIBLE FOR SUCH CONTENT. POLICYZIP DOES NOT: (I) GUARANTEE THE ACCURACY, LEGITIMACY, COMPLETENESS, OR USEFULNESS OF ANY THIRD-PARTY CONTENT ON A THIRD PARTY SITE, OR (II) ADOPT, ENDORSE, OR ACCEPT RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY THIRD-PARTY OPINION, ADVICE, OR STATEMENT FROM A THIRD PARTY SITE. UNDER NO CIRCUMSTANCES WILL POLICYZIP BE RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGES RESULTING FROM YOUR RELIANCE ON THIRD-PARTY STATEMENTS OR OTHER CONTENT ACCESSIBLE BY A LINK ON THE WEBSITE.

4. LIMITATION OF LIABILITY

IN NO EVENT SHALL POLICYZIP OR ITS SUPPLIERS OR AFFILIATES BE LIABLE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR PROFIT, OR DUE TO BUSINESS INTERRUPTION,) ARISING OUT OF OR ANY WAY CONNECTED WITH THE USE OR INABILITY TO USE THE POLICYZIP WEBSITE, THE CONTENT ON THEPOLICYZIP WEBSITE, OR ANY HYPERLINKED THIRD PARTY SITE, EVEN IF POLICYZIP OR AN POLICYZIP AUTHORIZED REPRESENTATIVE HAS BEEN NOTIFIED ORALLY OR IN WRITING OF THE POSSIBILITY OF SUCH DAMAGE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES, OR LIMITATIONS OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THESE LIMITATIONS MAY NOT APPLY TO YOU.

5. Revisions and Errata

The Content appearing on the PolicyZip Website could include technical, typographical, or photographic errors. PolicyZip does not warrant that any of the Content is accurate, complete, or current. PolicyZip may make changes to the Content at any time without notice to you. PolicyZip does not, however, make any commitment to update the Content.

6. Third Party Site Links

PolicyZip has not reviewed all of the websites linked to the PolicyZip Website and is not responsible for the contents of any such linked site. Links to other websites or Internet locations controlled, owned, and operated by third parties (“third party sites”) from the Website have been provided for your convenience. The inclusion of any link to a third party site does not imply endorsement, sponsorship or approval by PolicyZip of the third party site. PolicyZip has no control for the content or accuracy of the content of any such third party site or location. Your use of any such linked third party site is at your own risk.

7. Site Terms of Use Modifications

PolicyZip reserves the right to revise this Agreement, including the Terms and Conditions of Use, at any time without notice to you in its sole discretion. By using the Website you are agreeing to be bound by the then current version of the Agreement, including the Terms and Conditions of Use. Accordingly, we encourage you to visit this section of the Website regularly to remain informed of any changes.

8. Governing Law

Any claim relating to PolicyZip or the PolicyZip Website shall be governed by the laws of the State of Missouri without regard to its conflict of law provisions.

9. Entire Agreement

This Agreement constitutes the entire agreement between you and PolicyZip regarding the Website, and supersedes and replaces any prior agreements/communications between you and PolicyZip. If any portion of this Agreement is declared or held unlawful, invalid, or unenforceable, then such portion of the Agreement will be deemed severed and will not affect the validity or enforceability of the remainder of the Agreement.